REAL TEEN DRIVING

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REAL TEEN DRIVING 2 Table of Contents I. Real Teen Driving Presentation (speech text) II. Real Teen Driving Power Point Presentation on CD (slides with
speech text) III. Real Teen Driving Handouts IV. Real Teen Driving DVD V. Real Teen Driving CD of Presentation 3 11 30 3 Real Teen Driving Presentation GEICO is proud to be the nations fastest growing auto insurance company in the U.S., and we have 23,000 associates around the country to thank for that. We are equally proud of the work all of us do to spread the safety message to new drivers and their families. We produced a DVD Real Teen Driving for teenagers that featured four very real teens in real driving situations using in-car cameras and there were no scripts. Its all very, very real. Our video crew stayed with them for 2 months to tape them in their regular day-to-day driving situations. They werent bad drivers exactly but they werent solid, experienced drivers either. They made mistakes and some of them were a little scary. Then we showed them how they were driving and they were pretty surprised themselves. Now, lets take a look at REAL TEEN DRIVING Show Video
These are great young people smart, good grades, class leaders and 3 out of the 4 of them got traffic tickets shortly after we made the video because they made mistakes or they just werent paying attention. 4 What are your reactions to the video?
Does it look real?
Does it look familiar?

While we were making the video, we did a lot of research and we learned a great deal. These are the things that stuck out in our minds:
Motor vehicle crashes are the number one cause of death among 16- to 19-year olds 1 out of 5 teens has an accident during that first year of driving
Over 1/3 of fatal teen crashes are speed related
Approximately 1.8 million teenagers are involved in vehicle crashes each year Teenagers havent all adopted the safety belt habit. Some 74,000 teen die or are injured each year because they dont wear their safety belts. These are not statistics any parent wants to hear. So we have also put together a list of the top 10 tips that experts believe can help prevent teen accidents. It could save young drivers from being in a serious crash. Heres what we want teenagers to focus on:
1 Develop the right attitude about driving.
2 Get as much supervised practice driving as possible.
3 ALWAYS wear your safety belt.
4 Underage drinking is illegal. Drug use is ALWAYS illegal. 5 5 Limit your passengers.
6 Limit your night driving.
7 Keep it slow and safe for starters.
8 Train for poor weather conditions.
9 Cell phones are for emergency use only.
10 Drive a safe vehicle. (You can go to the Insurance Institute of Highway Safety Web site to learn about safe vehicles. We believe three things:
1 Driving is a privilege not an entitlement. 2 Driving good, safe driving takes real skill. Mastering it comes down to practice lots and lots of practice.
3 We support state graduated licensing programs. These programs allow teenagers to get enough practice in different driving situations so that they are ready to drive on their own, without restrictions. Graduated Driver Licensing (GDL) Graduated driver licensing (GDL) is a method to ease young drivers onto roadways by controlling their exposure to progressively more difficult driving experiences. Graduated licensing SAVES LIVES A study conducted by the national Highway Traffic Safety Administration shows an 11 percent decrease in teen crashes after GDL components were adopted. 6 GDL consists of three stages which include specific components and restrictions to introduce driving privileges gradually to be- ginning drivers: learners permit intermediate (provisional) license full licensure As of January, 2006, 44 states and the District of Columbia have three-stage GDL systems. No state has a GDL law with all of the recommended components. Graduated licensing for new drivers includes a regulated progression through the number of passengers and late-night driving hours.
We know these are two key factors that contrib- ute to high accident rates for teens. States with night-time driving restrictions show crash reductions of up to 60 percent during restricted hours.
Michigan and North Carolinas GDL laws have shown a 26-per- cent and 25-percent reduction, respectively, in crashes involving 16-year-old drivers. And graduated licensing gives teenagers as much supervised practice with an experienced adult as possible. The more the better. Consequences
Before we finish, lets just review a few of the consequences related to reckless or inexperienced driving. We realize that not all of these apply to every teen but it is important to know that these consequences could happen to you. 7 license suspension or revocation fines community service jail time possible detention Another possibility is probation, which can include: restricted use of car limited access to certain places or people mandatory submission to searches mandatory permission to travel a curfew It is important to remember these facts when making your decisions on the road. The more you practice with a parent or driving instructor, the better equipped you will be to handle situations on the road. Insurance 101 (Ask students to raise their hands) How many of you know what auto insurance covers? How many know what affects the cost of auto insurance? How many of you pay for your own insurance? There are 4 primary auto insurance coverages:
bodily injury property damage comprehensive collision coverage 8 Key Terms Limit: The maximum amount of protection purchased by the insured for a specific coverage. Limits of Liability: The amount specified in your policy up to which the insurance company will protect you. Condition: The portion of the insurance contract which outlines the duties and responsibilities of both the insured and the insurance company. Bodily Injury Liability Insurance: Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This coverage is subject to the terms, limits and conditions of your policy contract. Property Damage Liability Coverage: Pays for damage to someone elses property resulting from an accident for which you are at fault and provides you with a legal defense. This coverage is subject to the terms, limits and conditions of your policy contract. Comprehensive Physical Damage Coverage: Pays for damage to your car from theft, vandalism, flood, fire or other covered perils. This coverage is subject to the terms, limits and conditions of your policy contract. Collision Physical Damage Coverage: Pays for damage to an insured vehicle when it hits or is hit by another car or object, or if the car overturns. This coverage is subject to the terms, limits and conditions of your policy contract. 9 Now a quick quiz for you: Q One more time what is the number one killer of young people age 16-20? A Its not drugs and its not violence. The number one killer is auto crashes. Q Do teens use their safety belts?
A Less than 50% of teenagers wear their safety belts. Q What are the greatest risks for young drivers?
A Two major risks for new drivers are:
1 Having multiple passengers in the car. The more passengers, the greater the risk. 2 Driving at night. The risk of a fatal crash is three times higher at night, for every mile driven. It is more difficult to drive at
night its harder to see and things look different.
Also, teenagers dont get a lot of practice driving at night. Q Whats one of the best things a young driver can do to stay safe? A Slow down. Besides limiting passengers and night time driv- ing, teenagers need to slow down. Almost 30% of teenag- ers who died in car crashes last year died in speed-related crashes. And one last tip. Cell phones. Respect them.
The most common distraction for teenagers while driving is probably cell phones. 10 Dont use cell phones while driving pull over to the side of the road or into a parking lot.
GEICO has a Web site dedicated to safe driving. Viewers can go to geico.com and click on the Auto Safety page.
Visitors to the site can see the Real Teen Driving video there and download several of our brochures.
All of us at GEICO hope this information will help keep our young drivers safe on the roads.
Thank you. 11 GEICO is proud to be the nations
fastest growing auto insurance company in the U.S.,
and we have 23,000 associates around the country
to thank for that. We are equally proud of the work all of us do to spread
the safety message to new drivers and their families. We produced a DVD Real Teen Driving for teenag-
ers that featured four very real teens in real driving
situations using in-car cameras and there were
no scripts. Its all very, very real. Our video crew stayed with them for 2 months to tape
them in their regular day-to-day driving situations. They
werent bad drivers exactly but they werent solid,
experienced drivers either. Real Teen Driving-Powerpoint Presentation on CD 12 They made mistakes and some of them were a little
scary. Then we showed them how they were driving
and they were pretty surprised themselves. Now, lets take a look at REAL TEEN DRIVING Show Video These are great young people smart, good grades, class
leaders and 3 out of the 4 of them got traffic tickets
shortly after we made the video because they made
mistakes or they just werent paying attention. What are your reactions to the video?
Does it look real?
Does it look familiar? 13 While we were making the video, we did a lot of
research and we learned a great deal. These are the
things that stuck out in our minds:
Motor vehicle crashes are the number one cause of death among 13- to 19-year olds 1 out of 5 teens has an accident during that first year of driving Over 1/3 of fatal teen crashes are speed related 14 Approximately 1.8 million teenagers are involved in vehicle crashes each year Teenagers havent all adopted the safety belt habit. Some 74,000 teen die or are injured each year because
they dont wear their safety belts. These are not statistics any parent wants to hear. So we have also put together a list of the top 10 tips
that experts believe can help prevent teen accidents. It
could save young drivers from being in a serious crash. Heres what we want teenagers to focus on:
1 Develop the right attitude about driving. 2 Get as much supervised practice driving as possible. 3 ALWAYS wear your safety belt. 4 Underage drinking is illegal. Drug use is ALWAYS illegal. 5 Limit your passengers. 6 Limit your night driving. 7 Keep it slow and safe for starters. 8 Train for poor weather conditions. 9 Cell phones are for emergency use only. 10 Drive a safe vehicle. (You can go to the Insurance Institute of Highway Safety Web site to learn about safe vehicles. 15 We believe three things:
1 Driving is a privilege not an entitlement. 2 Driving good, safe driving takes real skill. Mastering it comes down to practice lots and lots
of practice. 3 We support state graduated licensing programs. These programs allow teenagers to get enough practice in
different driving situations so that they are ready to
drive on their own, without restrictions. 16 Graduated driver licensing (GDL) is a method to ease
young drivers onto roadways by controlling their expo-
sure to progressively more difficult driving experiences. Graduated licensing SAVES LIVES A study conducted by the national Highway Traffic
Safety Administration shows an 11 percent decrease in
teen crashes after GDL components were adopted. GDL consists of three stages which include specific
components and restrictions to introduce driving
privileges gradually to beginning drivers: learners permit
intermediate (provisional) license
full licensure 17 As of January 2006, 44 states and the District of
Columbia have three-stage GDL systems. No state has
a GDL law with all of the recommended components.
Graduated licensing for new drivers includes a regulated
progression through the number of passengers and late-
night driving hours. We know these are two key factors that contribute to
high accident rates for teens. States with night-time driv-
ing restrictions show crash reductions of up to 60 per-
cent during restricted hours. Michigan and North Carolinas GDL laws have shown
a 26-percent and 25-percent reduction, respectively, in
crashes involving 16-year-old drivers. 18 And graduated licensing gives teenagers as much
supervised practice with an experienced adult as
possible. The more the better. Before we finish, lets just review a few of the conse-
quences related to reckless or inexperienced driving.
We realize that not all of these apply to every teen but
it is important to know that these consequences could
happen to you. license suspension or revocation
fines
community service
jail time
possible detention 19 Another possibility is probation, which can include: restricted use of car
limited access to certain places or people
mandatory submission to searches
mandatory permission to travel
a curfew It is important to remember these facts when making
your decisions on the road. The more you practice with
a parent or driving instructor, the better equipped you
will be to handle situations on the road. Insurance 101 How many of you know what auto insurance covers?
How many know what affects the cost of auto insur-
ance? How many of you pay for your own insurance? 20 There are 4 primary auto insurance coverages:

bodily injury
property damage
comprehensive
collision coverage Key Terms Limit: The maximum amount of protection purchased by
the insured for a specific coverage. 21 Limits of Liability: The amount specified in your policy
up to which the insurance company will protect you. Condition: The portion of the insurance contract which
outlines the duties and responsibilities of both the in-
sured and the insurance company. Bodily Injury Liability Insurance: Pays damages for bodily
injury or death resulting from an accident for which you
are at fault and provides you with a legal defense. This
coverage is subject to the terms, limits and conditions
of your policy contract. Property Damage Liability Coverage: Pays for damage
to someone elses property resulting from an accident
for which you are at fault and provides you with a legal
defense. This coverage is subject to the terms, limits
and conditions of your policy contract. 22 Comprehensive Physical Damage Coverage: Pays for
damage to your car from theft, vandalism, flood, fire or
other covered perils. This coverage is subject to the
terms, limits and conditions of your policy contract. Collision Physical Damage Coverage: Pays for damage
to an insured vehicle when it hits or is hit by another
car or object, or if the car overturns. This coverage
is subject to the terms, limits and conditions of your
policy contract. Now a quick quiz for you: Q One more time what is the number one killer of young people age 16-20? A Its not drugs and its not violence. The number one killer is auto crashes. 23 Q Do teens use their safety belts? A Less than 50% of teenagers wear their safety belts. Q What are the greatest risks for young drivers? A Two major risks for new drivers are:
1 Having multiple passengers in the car. The more pas- sengers, the greater the risk. 2 Driving at night. The risk of a fatal crash is three times higher at night, for every mile driven. It is more dif-
ficult to drive at night its harder to see and things
look different. Also, teenagers dont get a lot of prac-
tice driving at night. 24 Q Whats one of the best things a young driver can do to stay safe? A Slow down. Besides limiting passengers and night time driving, teenagers need to slow down. Almost
30% of teenagers who died in car crashes last year
died in speed-related crashes. And one last tip. Cell phones. Respect them. The most common distraction for teenagers while
driving is probably cell phones. Dont use cell phones while driving pull over to the
side of the road or into a parking lot. If there is too little time to play the full Powerpoint
contest, print out the quiz in your presentation packet
to leave with students. 25 26 27 28 29 GEICO has a Web site dedicated to safe driving.
Viewers can go to geico.com and click on the
Auto Safety page. They can see the Real Teen Driving video there
and download several of our brochures. All of us at GEICO hope this information will help
keep our young drivers safe on the roads. Thank you. 30 Handouts You are welcome to print out copies for your presentation.

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